Auto Insurance
Comprehensive coverage for cars, trucks, motorcycles, and fleets. We shop competitive carriers so you never overpay.
- Liability & collision coverage
- Uninsured motorist protection
- PIP (NJ no-fault) coverage
- Multi-vehicle discounts
⚓ Family-Owned · Independent · 25+ Years
Insurance built on family values and coastal roots.
We are a family-owned independent insurance agency that has spent over 25 years protecting our neighbors' homes, cars, and businesses across all of New Jersey.
25+
Years in Business
⭐
Competitive Carriers
4.9★
Google Rating
Our Story
A family business built on trust,
tide, and community.
Our family established Abbey Insurance LLC in 1999. We believe our community deserves an insurance agency that feels like one of their own. Based in Barnegat, NJ, Abbey has grown from a modest local agency to one of New Jersey's most trusted independent firms, serving clients from Cape May County to Bergen County and everywhere in between.
When you call us, you're not reaching a call center. You're reaching a neighbor — someone whose reputation depends entirely on taking care of yours. We know our clients by name, and our clients know us.
Over the past quarter century, we've celebrated births, covered new homes, insured growing businesses, and been present through the hardest moments our clients have ever faced — including the devastating aftermath of Superstorm Sandy. That's not a job. That's a calling.
BBB Accredited Business
A+ Rating · Better Business Bureau
"Abbey Insurance LLC has demonstrated a commitment to make a good faith effort to resolve any consumer complaints and meets BBB accreditation standards."
⭐
4.9 / 5 · Google Reviews
312+ verified client reviews
Carrie
Principal Owner & Agent
25+ yrs
Erin
Owner & Licensed Agent
25+ yrs
Chris
Owner, Auto & Claims
25+ yrs
October 2012
When Sandy hit,
we didn't leave.
When Superstorm Sandy tore through New Jersey in October 2012, we were right here — not watching from the sidelines, but standing side by side with our clients and our community.
While the floodwaters receded, our phones rang without pause. We worked around the clock helping families file claims, fight for every dollar they were owed, and find a path forward through one of the worst storms this state has ever seen. We didn't just push paperwork — we showed up at flooded homes, sat with people in distress, and made sure no one had to face it alone.
That experience is something we carry with us every single day. It's exactly why we do what we do. When it matters most, we show up. A 1-800 number won't drive to your neighborhood after a disaster. We will.
200+
Clients Assisted
100%
Commitment
24/7
Support Provided
0
Clients Left Behind
🌀 Superstorm Sandy Response · 2012
"When Sandy took everything from us, Abbey Insurance gave us back our footing. They were at our door before FEMA — and they fought for every dollar we were owed."
— Long-time Client, Homeowners Policy · Sandy Claimant, 2012
"We didn't go into insurance to process forms. We went into it to protect our neighbors. Sandy reminded us exactly why."
— Abbey Insurance LLC
What We Cover
Protection for every part
of your life.
From the car in your driveway to the business you've built — Abbey has coverage built around your world, not a one-size-fits-all policy.
Home Insurance
Your home is your biggest investment. We protect it fully — especially knowing what coastal storms can do.
- Dwelling & personal property
- Liability protection
- Flood & storm add-ons
- Bundle discounts available
Business Insurance
We've insured local businesses for over 25 years — from sole proprietors to multi-location operations.
- General liability
- Commercial property
- Workers' compensation
- Business auto coverage
Watercraft & Boat Insurance
Protect your vessel on Barnegat Bay and beyond — from fishing boats to jet skis to sailboats along the Jersey Shore.
- Hull & physical damage
- Liability coverage
- Towing & assistance
- Personal effects coverage
Flood Insurance
Homeowners policies don't cover flooding — and in coastal NJ, that's a real risk. Buy a flood policy instantly, right here on our site, powered by Neptune Flood.
- NFIP & private flood options
- Lender-accepted policies
- Broader coverage than FEMA
- ✦ Get a quote & buy online now
Why Abbey
We work for you —
not the insurance company.
-
We Shop the Market
As an independent agency, we compare competitive carriers to find the best coverage at the best price — every time, for every client.
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You Talk to Us Directly
No call centers. When you call us, you're talking to someone who has been in this business for decades and genuinely cares about your outcome.
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No Hidden Fees or Pressure
Honest quotes, no surprise charges. Our reputation is built on 25 years of repeat clients and referrals — we don't need to play games.
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Storm-Tested & Community-Proven
We were here through Superstorm Sandy in 2012 — on the front lines, fighting for our clients. That kind of loyalty doesn't come from a corporation.
What Our Clients Say
Real neighbors.
Real stories.
★★★★★
"I called three agencies before Abbey. The difference was night and day — they actually listened. Found me the same coverage for $74 less a month. I've been a client for over a decade."
★★★★★
"After Sandy, we didn't know where to start. The Abbey family was at our home helping us document damage before we'd even had time to breathe. They are genuinely extraordinary people."
★★★★★
"I've had Carrie as my agent for 18 years. She knows my kids' names, my cars, my business. You just don't get that anywhere else. This is what local really means."
FAQ
Common questions,
honest answers.
We are open Monday through Friday, 9:00 AM to 4:00 PM. We are closed Saturday and Sunday. You're always welcome to leave a voicemail or email outside of hours, and we'll get back to you first thing the next business morning.
We are a family-owned independent agency with over 25 years of experience and a genuine commitment to every client we serve.
Fill out our short quote form — it takes about 3 minutes — and one of our family agents will call you back within one business day with a personalized recommendation. No obligation, no high-pressure sales, ever.
Not at all — that's the biggest advantage of working with an independent agency like Abbey. We work with competitive carriers and shop the market on your behalf every time, so you always get the best coverage at the best price.
Absolutely. Bundling home and auto (or other combinations) typically saves clients 10–25% on their annual premium. Ask your agent about multi-policy discounts — we'll find every savings opportunity we can.
Ready to feel protected
by people who actually care?
A 3-minute request connects you with us directly — no bots, no pressure. Just 25 years of honest insurance from a family that lives in your community.